Home News Top Best "life insurance" for drug users

Top Best “life insurance” for drug users

When a life insurance provider reviews applications for policies, it seeks to assess each applicant’s risk, or rather, the likelihood of the applicant passing away while the policy is in effect. Risk factors typically include age, health condition, and in some cases, specific lifestyle choices.

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When an insurer finds lifestyle choices disclosed on your application that could negatively impact your health, such as smoking tobacco or drinking alcohol, they may offer you a higher premium or deny your application altogether. If you currently use illicit drugs, you could likely receive a denial…

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